FinTech software development

FinTech project types we deliver

• Trading & paper trading platforms: real-time dashboards with charts, order management system, broker API integrations (Interactive Brokers, Alpaca, MetaTrader), backtesting engines, paper trading mode for investment education.
• Digital banking apps: digital wallets, transfers, card management, automated KYC/AML, payment network integrations (SEPA, SWIFT), open banking via PSD2.
• Online payment platforms: multi-gateway orchestration (Stripe, PayU, Adyen, Mollie), recurring billing, dispute handling, transaction reporting, complete audit trail.
• EduFin apps: investment education platforms, live courses, trader communities, broker integrations for paper trading.
• Loan origination systems: credit forms, automated credit scoring, credit bureau integrations, digital contract management.

FinTech tech stack

For financial apps we prioritize performance, observability, and auditability:

• Frontend: Next.js with TypeScript, real-time charts via Recharts or TradingView Charting Library
• Backend: NestJS or Go for high-throughput services, FastAPI for ML/scoring algorithms
• Database: PostgreSQL with replication, TimescaleDB for financial time-series, ClickHouse for analytics
• Security: encryption at rest (AES-256), TLS 1.3, secrets management with Vault, MFA with TOTP/WebAuthn
• Compliance: immutable audit logs, granular RBAC, GDPR data export/deletion, configurable retention policies

Compliance & regulation

FinTech is a regulated sector — we know that and have delivered projects with strict compliance:

• GDPR: data minimization, consent management, audit trail, user rights
• PSD2 & SCA: Strong Customer Authentication, Open Banking APIs, secure communication
• ISO 27001 ready: we implement technical controls needed for audit
• PCI DSS for payments: tokenization, scope reduction, conformance with card scheme requirements
• BNR & ASF: familiar with National Bank and Financial Supervision Authority requirements for Romanian products