FinTech Software Development
We build financial platforms that meet a sector with the strictest quality, security, and compliance standards. From validation-stage MVPs to enterprise systems for banks, brokers, and payment platforms — with specialization in trading, paper trading, digital banking, and PSD2 integrations.
FinTech project types we deliver
- Trading & paper trading platforms: real-time dashboards with charts, order management system, broker API integrations (Interactive Brokers, Alpaca, MetaTrader), backtesting engines, paper trading mode for investment education.
- Digital banking apps: digital wallets, transfers, card management, automated KYC/AML, payment network integrations (SEPA, SWIFT), open banking via PSD2.
- Online payment platforms: multi-gateway orchestration (Stripe, PayU, Adyen, Mollie), recurring billing, dispute handling, transaction reporting, complete audit trail.
- EduFin apps: investment education platforms, live courses, trader communities, broker integrations for paper trading.
- Loan origination systems: credit forms, automated credit scoring, credit bureau integrations, digital contract management.
FinTech tech stack
For financial apps we prioritize performance, observability, and auditability:
- Frontend: Next.js with TypeScript, real-time charts via Recharts or TradingView Charting Library
- Backend: NestJS or Go for high-throughput services, FastAPI for ML/scoring algorithms
- Database: PostgreSQL with replication, TimescaleDB for financial time-series, ClickHouse for analytics
- Security: encryption at rest (AES-256), TLS 1.3, secrets management with Vault, MFA with TOTP/WebAuthn
- Compliance: immutable audit logs, granular RBAC, GDPR data export/deletion, configurable retention policies
Compliance & regulation
FinTech is a regulated sector — we know that and have delivered projects with strict compliance:
- GDPR: data minimization, consent management, audit trail, user rights
- PSD2 & SCA: Strong Customer Authentication, Open Banking APIs, secure communication
- ISO 27001 ready: we implement technical controls needed for audit
- PCI DSS for payments: tokenization, scope reduction, conformance with card scheme requirements
- BNR & ASF: familiar with National Bank and Financial Supervision Authority requirements for Romanian products
Typical FinTech project pricing
- FinTech MVP (paper trading, fintech educational): €15,000 – €40,000, 3-5 months
- Mid-tier trading platform: €40,000 – €120,000, 6-10 months
- Digital banking / wallet: €60,000 – €200,000+, 8-14 months
- Enterprise system with full compliance: €150,000+, 12-18 months